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Launch your own fintech platform

The nkxtpay partner hierarchy, from Admin Reseller down to Retailer, alongside the platform features every account includes.

One platform. Four ways to hold it.

Run it from the browser today. Apps are next.

The full web platform is ready now. Our Android and iOS apps are on the way — tell us where to reach you and we'll let you know the day they land.

Available now
Use it on theWeb portal
  • B2B Admin Reseller

    Create and resell B2B Admin and White Label accounts

    • Create B2B Admin accounts that hold their own provider contracts
    • Set licence and per-service pricing per client
    • Approve or refuse a client integration request
    • Consolidated reporting across every account you administer
    Explore B2B Admin Reseller
  • B2B Admin

    An account that can bring its own API integrations

    • Everything in White Label, plus your own provider contracts
    • Route services through rails you already hold
    • Price the spread on your own integrations
    • Create and manage White Label accounts beneath you
    Explore B2B Admin
  • White Label Reseller

    Sell branded platforms to your own clients

    • Create and brand White Label accounts for your own clients
    • Set licence and transaction pricing per client
    • One console covering every White Label you have sold
    • We stay invisible to your clients and their members
    Explore White Label Reseller
  • White Label

    A complete platform under your own brand and domain

    • Your domain, logo and colour scheme throughout
    • Your own pricing, per service and per downstream tier
    • A full member hierarchy, distributors through retailers
    • We remain invisible to your members at every layer
    Explore White Label

What we sell

Which tier is yours?

Every tier runs the same rails, the same wallet and the same reconciliation. Moving up a tier changes what you control and what you are billed, not how the money works.

B2B Admin Reseller

  • Included:Create unlimited B2B Admin accounts
  • Included:Create unlimited White Label accounts
  • Included:Create unlimited users (Super Distributor to Retailer)
  • Included:Own API integrations
  • Included:Dedicated server
  • Included:Single wallet system
  • Included:Virtual wallet top-up
  • Included:Wallet lock, global and user level
  • Included:Own pricing
  • Included:Automated GST invoice
  • Included:MPIN facility
  • Included:Control permissions
  • Included:Instant onboarding of users
  • Included:Web portal
  • Coming soon:Android and iOS appSoon
  • Included:SMS and email alerts
  • Coming soon:WhatsApp alertsSoon
  • Included:Transaction history and ledger reports
  • Included:Member-wise and service-wise reports
  • Included:GST and TDS reports
  • Included:Complaint management system
  • Included:Dedicated manager
  • Included:24/7 live support
  • Coming soon:Chatbot support for dispute resolutionSoon
  • Included:Refer and earn system
Explore

B2B Admin

  • Not included:Create unlimited B2B Admin accounts
  • Included:Create unlimited White Label accounts
  • Included:Create unlimited users (Super Distributor to Retailer)
  • Included:Own API integrations
  • Included:Dedicated server
  • Included:Single wallet system
  • Included:Virtual wallet top-up
  • Included:Wallet lock, global and user level
  • Included:Own pricing
  • Included:Automated GST invoice
  • Included:MPIN facility
  • Included:Control permissions
  • Included:Instant onboarding of users
  • Included:Web portal
  • Coming soon:Android and iOS appSoon
  • Included:SMS and email alerts
  • Coming soon:WhatsApp alertsSoon
  • Included:Transaction history and ledger reports
  • Included:Member-wise and service-wise reports
  • Included:GST and TDS reports
  • Included:Complaint management system
  • Included:Dedicated manager
  • Included:24/7 live support
  • Coming soon:Chatbot support for dispute resolutionSoon
  • Included:Refer and earn system
Explore

White Label Reseller

  • Not included:Create unlimited B2B Admin accounts
  • Included:Create unlimited White Label accounts
  • Included:Create unlimited users (Super Distributor to Retailer)
  • Not included:Own API integrations
  • Included:Dedicated server
  • Included:Single wallet system
  • Included:Virtual wallet top-up
  • Included:Wallet lock, global and user level
  • Included:Own pricing
  • Included:Automated GST invoice
  • Included:MPIN facility
  • Included:Control permissions
  • Included:Instant onboarding of users
  • Included:Web portal
  • Coming soon:Android and iOS appSoon
  • Included:SMS and email alerts
  • Coming soon:WhatsApp alertsSoon
  • Included:Transaction history and ledger reports
  • Included:Member-wise and service-wise reports
  • Included:GST and TDS reports
  • Included:Complaint management system
  • Included:Dedicated manager
  • Included:24/7 live support
  • Coming soon:Chatbot support for dispute resolutionSoon
  • Included:Refer and earn system
Explore

White Label

  • Not included:Create unlimited B2B Admin accounts
  • Not included:Create unlimited White Label accounts
  • Included:Create unlimited users (Super Distributor to Retailer)
  • Not included:Own API integrations
  • Not included:Dedicated server
  • Included:Single wallet system
  • Included:Virtual wallet top-up
  • Included:Wallet lock, global and user level
  • Included:Own pricing
  • Included:Automated GST invoice
  • Included:MPIN facility
  • Included:Control permissions
  • Included:Instant onboarding of users
  • Included:Web portal
  • Coming soon:Android and iOS appSoon
  • Included:SMS and email alerts
  • Coming soon:WhatsApp alertsSoon
  • Included:Transaction history and ledger reports
  • Included:Member-wise and service-wise reports
  • Included:GST and TDS reports
  • Included:Complaint management system
  • Included:Dedicated manager
  • Included:24/7 live support
  • Coming soon:Chatbot support for dispute resolutionSoon
  • Included:Refer and earn system
Explore

100+ services, one wallet

Switch on what your business needs and leave the rest off. These are live today, with more arriving every day.

More services are added every day.Request a service

Our Partners

Built on rails you already trust

Razorpay
Cashfree
PayU
Easebuzz
Getepay
Zaakpay
PhonePe
Paytm
Pine Labs
CC Avenue
Bill Desk
JusPay
Enkash
Vegaah
Phi-Commerce
Airpay
Lyra
NTT Data Payment Services
Jio
Worldline
Instamojo
Freecharge
Mswipe
Toucan
Unlimit
Bill Avenue
InstantPay
Axis Bank
HDFC Bank
IDFC First Bank
ICICI Bank
Equitas Small Finance Bank
Yes Bank
AU Small Finance Bank
DBS Bank
IndusInd Bank
Slice
Fino Payments Bank
RunPaisa
Finkeda
PaySprint
AWS
Hostinger
Shiv.com Technologies
STPL
iServeU
Eko
Airtel Payments Bank
Kotak Mahindra Bank

Questions we get asked first

What is the difference between White Label and B2B Admin?

Outside APIs. Both give you a fully branded platform, your own pricing and your own member hierarchy. A B2B Admin can additionally bring provider contracts it holds directly and route services through them; a White Label runs on the rails we supply. That is the whole distinction.

How long does it take to launch?

Your platform is stood up on its own server, configured against existing rails rather than developed from scratch, so the limiting factor is usually your own onboarding: domain, branding, KYC and funding. Bringing a new provider integration takes longer, because it has to be built and certified. We give a date once we know which of those you need.

Do I need my own licences?

It depends entirely on what you intend to offer. Some services run under our arrangements, others require registration in your own name, particularly in insurance and lending. We will tell you which category you fall into before you commit, rather than after.

Can I try the APIs before committing?

Yes. Sandbox credentials are issued before any commercial commitment. The sandbox reproduces failures as well as successes, including timeouts and unknown outcomes, because an integration that has only ever seen success will mishandle its first real one.

Will my customers know you are behind the platform?

On a branded platform your members see your name throughout, and provider identity is stripped from what reaches them — the rail picker, transaction history, reports and CSV exports all resolve to your brand or to a neutral label. That is enforced in the software rather than left to configuration discipline. We would rather be precise than sweeping about the edges: a provider can still name itself inside its own error text, so we substitute a generic message when it does, and an in-house wallet transfer is shown as exactly that rather than disguised as an external payment.