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Insurance

Vehicle Insurance

Motor insurance for two-wheelers, cars and commercial vehicles, quoted across insurers on one form. Third-party cover is compulsory under the Motor Vehicles Act and is what a traffic stop asks for; comprehensive adds damage to the insured vehicle itself, theft and, where added, a personal accident cover for the owner-driver.

What you get

  • Third-party and comprehensive quotes side by side, across multiple insurers
  • Two-wheeler, private car and commercial vehicle categories
  • Registration number lookup that pre-fills make, model and manufacturing year
  • No Claim Bonus carried across from the expiring policy on renewal
  • Add-ons priced individually: zero depreciation, engine protection, roadside assistance
  • Policy PDF issued to the customer by email and SMS on payment
  • Renewal reminders raised before the expiry date, not after the lapse

How it works

  1. 1Enter the vehicleRegistration number, or make and model for a vehicle not yet registered. Previous policy details matter here: the No Claim Bonus only carries forward if the expiring policy is identified.
  2. 2Compare quotesPremiums come back from each insurer for the same declared value and the same add-ons, so the comparison is like for like rather than a cheapest-first list.
  3. 3Collect the premiumThe customer pays at the counter or by their own UPI app. The premium goes to the insurer; the counter earns its commission separately.
  4. 4Issue and storeThe policy document is issued digitally and kept against the customer record, so the renewal conversation next year starts from the existing policy rather than from a blank form.

FAQ

About vehicle insurance

What is the difference between third-party and comprehensive cover?

Third-party cover pays for injury or damage the insured vehicle causes to someone else. It is the legal minimum and it pays nothing towards the insured vehicle itself. Comprehensive adds damage to the insured vehicle, theft and natural events, which is why it costs more and why it is the sensible choice on a vehicle still worth repairing.

The policy expired last month. Is renewal still possible?

Yes, but a lapsed policy usually needs an inspection of the vehicle before cover restarts, and the No Claim Bonus is generally lost once the break passes the permitted window. Renewing before expiry avoids both, which is why the counter raises the reminder ahead of the date.