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Banking

Domestic Money Transfer

A walk-in customer hands over cash and it arrives in a beneficiary account, usually within seconds over IMPS. Built for the large share of the country that earns in cash and needs to send it home, and for the operators who serve them.

What you get

  • Cash-to-account transfers over IMPS and NEFT
  • Sender registered once by mobile OTP, then reused for later transfers
  • Beneficiary name verified before the transfer is confirmed
  • Instant SMS receipt to sender and beneficiary
  • Failed transfers refunded to the operator wallet automatically
  • Per-sender monthly limits enforced in line with regulation

How it works

  1. 1Register the senderA one-time mobile OTP registration. Later transfers by the same sender skip this step.
  2. 2Add the beneficiaryAccount number and IFSC, validated by a name check so a typo is caught before the money moves rather than after.
  3. 3TransferThe operator collects cash, submits the transfer, and both parties get an SMS receipt.

FAQ

About domestic money transfer

What if the transfer fails after the customer has paid?

A confirmed failure refunds the operator wallet automatically and the operator returns the cash. A transfer whose outcome is not yet known stays pending rather than being refunded on a guess, because refunding a transfer that actually succeeded pays twice.