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Banking

CIBIL Report

A customer credit score and full report, retrieved with their consent in a single sitting. Most often the first step before a loan or credit card conversation, since it tells both sides what is realistic before an application is made.

What you get

  • Full credit report with score, accounts and enquiry history
  • Explicit customer consent captured before the pull
  • Soft enquiry, so checking does not affect the score
  • Report delivered on screen and by email
  • Feeds directly into a loan or credit card application

FAQ

About cibil report

Does checking a score reduce it?

No. This is a soft enquiry, which is not visible to lenders as an application and does not affect the score. Only a lender hard enquiry, made when the customer actually applies for credit, does that.