API Reseller
Virtual Bank Account API
Issue a unique virtual account number per customer, so an inbound transfer identifies its payer by the account it arrived at. It removes the reconciliation guesswork of a shared account where every credit has to be matched by amount and narration.
What you get
- A unique account number and IFSC per customer
- Inbound credits attributed automatically to the payer
- Real-time credit webhooks with the payer reference
- Unlimited virtual accounts against one physical account
- Per-account statement and reconciliation reporting
FAQ
About virtual bank account api
Why not just use one account and match by narration?
Because narration is customer-supplied and frequently wrong or absent. A virtual account moves identification into the account number itself, which the sending bank cannot mangle, so reconciliation becomes deterministic instead of a matching heuristic.