API Reseller
Insurance API
Quotation, policy issuance and renewal across motor, health, life and term products, with the policy document returned at issuance rather than posted later.
What you get
- Comparative quotes across insurers
- Policy issuance with the document returned immediately
- Renewal reminders and one-step renewal
- Claim intimation and status tracking
- Motor, health, life and term coverage
The contract
- Auth
- Issued credentials per key pair, over TLS. Signed requests where the rail requires it.
- Flow
- Quote, then buy. A quote carries the insurer reference the purchase must cite.
- Policy
- Document is issued by the insurer and returned once available.
- Webhook
- Signed, with replay protection. Retried until your endpoint returns 2xx.
- Environments
- Sandbox mirrors production semantics, including failures.
FAQ
About insurance api
Why must a purchase cite a quote reference?
Because the premium belongs to the quote. The insurer prices the risk at quote time, and buying without that reference would mean purchasing at an unpriced or stale premium. An expired quote is re-quoted rather than honoured.
When is the policy document available?
Once the insurer issues it, which is not always immediate. The purchase confirms first and the document follows, so your product should show cover as active on confirmation rather than waiting for the PDF.